Written by General_Storm [193057]
Thanks to mamasgun[273627] for editing and expanding the descriptions. Good job!
TCB staff: Further expanded/ updated/ detailed. See related information on the Torn City Basic sidebar or follow the links for more detailed information on subjects.

WAYS TO EARN MONEY IN TC:

• Earn Points / Voting
  You can vote for Torn City on TWG 3 times, and once on APEX to get 4 points a week.
  You can vote for Torn City on various game sites, whenever possible. When you go to your Home it will show you at the top of the page what sites you can vote on, and what rewards you get, including points.
  Points sell for large amounts in the point market!
  Note: Some sites have been removed from voting.
  
  
• Crimes
  You should do your crimes. Later on it can be an extremely good income, dependent on what crimes you are doing. Check the crime section for the money you can get for each crime.
  
  
• Bank
  At Level 5 you can begin using the bank (City/ Bank). Investments are for 1 week, 2 weeks, 1 month, 2 months and 3 months. There is no maximum investment. These are the bank interest rates; 1 week 1.4 %, 2 weeks 3.6%, 1month 8.7%, 2 months 22.7%, and 3 months 37.1%. These rates can be increased by spending merits.
  
  
• Jobs
  A job is a good thing to have, it increases your work stats, earns you some cash and lets you steal things, improve your stats or gives you other bonuses with job points. The only reason for having no job would be if you're in a company or have just bought a new house/ lost your happy. Not having a job makkes your happy go up faster.
  
  • Army:
    Master Sergeant - Hire a spy: -10,000 army points, -$5,000. (People can pay you to spy for them)
    Major - Steal a weapon: -25000 army points.
  • Grocer:
    Cashier - Steal Cash: -100 grocer points. (10 - 70$)
  • Casino:
    Dealer - +25 casino tokens:- 1,000 casino points . (Good cash and exp source if you use the casino often)
    Revenue Manager - Steal cash: -100 casino points (40- 80$)
  • Medical (Best money earning job):
    Houseman - Steal Small med kit: 2000 points
    Senior Houseman - Steal First aid kit: 4000 points
    General Practice - Steal Morphine: 7500 points
    Brain surgeon - Revive Someone -75 energy
    
    
  • Education:
    Use this job to get intelligence so you can go up ranks in Medical, in order to steal better stuff.
    
  • Law:
    Use this job if you need endurance to rank up in another job.
    
  
  
• Companies
  You can be the director of a company at level 10, and an employee at any level. You can either be in a company or be employed in a job.
  Companies cost between 500,000 and 10.5 billion to start.
  You can check out our Companies Tutorial or Company Info page for more help.
  
  
  • Companies make money daily, based on your company type, employees, popularity, stock and efficiency. You can make millions daily if you have a good company, or virtually nothing if it's going badly.
    
  • Most companies will pay you a daily wage to work for them. This will usually be more or less depending on how good you working stats are. Get better working stats by working a regular job.
  • Companies have Company Specials.
    These vary per company, but quite a few present the opportunity to gain cash. Check the Company info page to see all of the specials, and what companies have which ones:
    - Money trade ($1000 per job point)
    - Nerve trade  (1 Nerve per job point)
      This allows you to do more crimes, earning more money.
    - Virus coding time decrease  (10% x Rating decrease)
      Faster virus programming
    - Crime Experience trade (Extra crime Experience per job point)
      Allows you to do more difficult crimes, earning more money.
    - Driving skill increase (Improved skill on car racing)
      Can help make money through Racing
    
    
• Organised Crimes
  If you have a faction, this is a large source of income.
  If you are looking to join a faction, look for one that has payouts to the members after each OC.
  
  
• Selling Donator Packs
  If you have some spare dollars in your life this is the fastest way to earn good money- check the auction house for prices. It costs $5 US to buy a donator pack.
  
  
• Missions
  Great one time influx of big cash.
  
  
• Casino
  • High-n-low:
    Can make the most money, if you have the time.
  • Slots:
    You can make small cash here ($0-$10K) daily. Fairly safe.
  • Roulette:
    Some end up in the negative on any given day. Some earn lots. Bet the max amount for higher payouts. The odds are 50:38.
  • Lottery:
    It costs $10,000 per ticket, and you can buy as many as you want as long as you have enough casino tokens (costs one per ticket). The winner is drawn on new day Sunday and wins it all!
    The winner is announced in the nespaper.
    
  • Poker:
    You can earn (and lose) a lot of money in this game, with high and low risk tables available for play! Check out our Poker Tutorials for more information.
    

For more info and the rest of the games see the 'gambling' tutorial.

• Graphic making
  A large potential money earner if you're good at graphics/ design.
  You can earn money by making forum and profile signatures, user bars, faction signatures and profiles, and other custom images, using programs such as Photoshop or Gimp. Or take it a step further and make animated images using Flash. (Click the links for free trial downloads. Gimp is a free program)
  
  
• Viruses
  You can program computer viruses if you own a computer and have at least basic programming skill (education). Viruses can be sold on the market or in TC Cyberforce shop (also gives good networth).
  
  
• Mugging (by attacking)
  When you mug someone, you gain a small % of their cash (1-10%) and the victim goes to hospital for a short time. Try to find rich players or it isn't worth it. Remember that muggin gives less exp then leaving someone.
  Finding people bidding large sums in the auction house, and mugging them can be a good way to find people with a lot of cash on them.
  
  
• Selling job items
  Morphine. First aid kits. Small first aid kits.
  
  
• Hunting
  You can hunt in South Africa. With max hunting skill you can gain over 1million a day. Is quite honestly not worth it as you cannot train and people with high crime exp can earn that much from crimes. Is an option if you're desperate for cash.
  You gain virtually no money if you have a low hunting skill. It takes months to max it.
  
  
• Russian roullete
  At level 7 you can defeat Anonymous at RR to win the S&W Revolver, allowing you to challenge other players to RR.
  The chances are 50/50 to double your money, or lose it all to the other player!
  You can accept challenges even if you haven't acquired the gun or done the mission, as long as you're above level 7.
  
  
• Faction extortion
  Stronger Factions can declare war on smaller factions and demand money (or items etc) to stop. Carefull! If they have a friend in a bigger faction, you may be the person who ends up paying...
  A lot of the richest high level players in TC made their fortune this way.
  

• Stock market
  You need to purchase entry into the stock market with 20 points (see City/ Points Building), and buy 10 stock tickets for 1 point. Can make money if you check on it often, can lose it if you don't catch falling stocks quick enough. Don't go to bed without checking your stocks first.
  
  
• Travel agency
  When you reach level 15 and can travel, you may try doing weapon/drug runs from other countries. There are always people who will pay you extra for importing weaponry, plushies and other items. Compare what people are bidding in the Auction House and the overseas prices in our items list.
  
  
• Protection
  Lower level users may be willing to pay to be protected by you.
  You will then however be required to actually protect them!
  
  
• Faction protection
  Lower level factions may be willing to pay you cash to receive protection so they do not get extorted or lose respect to stronger factions.
  You will then however be required to actually protect them!
  
  
• Racing
  You can enter into either Drag Races or Circuit Races.
  In Circuit Races you pay 10k to race against 4 other players, for a prize of 70k, and a race win for your car.
  In Drag Races you race against another player for any amount you choose, and winner takes all.
  Be careful! People with fast and upgraded cars and a lot of wins will almost always win against a beginner! It is very hard to get wins if you're only just starting.
  
  
• Jail busts
  Some people pay for busts from jail. Check #bust on IRC or search down the jail listings for username strings like "1K4b".
  
  
• Betting on fights
  IRC channel #fights



• Reviving and Spying
  Some people will pay to be revived from the hospital (Medical job) or for a talented spy (Army).
  Mailing online people with high hospital times offering to revive them for a fee, will usually result in success.
  
  
• Sharing houses
  You may offer someone in TC to share a house, also sharing the buying cost. And the spouse does not need a second house. A real cash saver.
  Renting out your house for a monthly/ weekly fee to people who can't afford it long term can also earn money, if you have a more expensive house (eg Private island).
  
  
• Auction house / Item Market
  Browse around looking for low priced goods, as they do appear from time to time. Buy low, and if you are lucky, you can resell it later with some profit.


• Points market
  Buy points at a low price, sell them for higher a price later. Works well with continued inflation within TC.
  
  
• Finding items in city and selling mission items
  Sometimes you find stuff in the city. Also, you may sell items you get from missions.
  
  
• Loans
  The loan shark and city bank can give you loans. He charges 1% daily, so it's 28-31% per month. If you can't pay him back, you will go into negative cash.
  
  
• Renting items
  If you have a good item, such as the coat hanger, gas can, anti tank (and other good weapons/ armour), or xbox's/ playstation you can rent them for a price.
  
  
• Help on Organised Crime
  If you have a high nerve bar (30+ would probably be considered reasonably high) you can help other Factions with their OC outcome. Join the Faction, join the OC, leave the Faction. You stay on the OC list even if you are not with the Faction anymore. You have to stay in the Faction until the OC is complete.
  
  
• Rare stuff dealer
  This is harder, but once you have enough cash you can go hunting for some rarities for a low price. It is slow but profitable process. With patience this can pay off.
  
  
• Cash for joining a Faction
  Some factions will offer you money or items for joining up.
  
  
• Working as a hitman
  Just what the topic says - getting cash for hosping people. Can turn against you though.
  
  
• Other faction options
  Some Factions pay for levelling up or make contests as well. Some also pay for increasing your stats.
  
  
• Official TC contests
  There are official TC contests from time to time. There are special event dates (eg Christmas etc) contests, that range from special locations you can explore for items, or NPC's that you can attack for prizes. Other contests range from designing graphics and banners, to just submitting an image of yourself for prizes etc.
  
  
• Auction House mugging
  In the Auction House check out goods like defence / primary / secondary / drugs & cars - anything expensive - then look at who's bid how much on what. If someone has bid 3 mil, check their profile, and if you can hack it - mug them! a nice quick cash-flow solution. From 3 mil you should get at least 30k or so.
  
  
• Inactive players list selling
  A service offered by a few TC players - make a list of inactive players, including their battle stats, weapons, mugging possibilities (and amounts taken). Sell this list to other players. Possibility of good cash- at first. It's hard to stop this info from being circulated.
  
  
• Dog Fighting/ Betting
  The Pet Shop in the City is currently no longer available. it is rumored that there is a chance that Pets may be removed soon. You can still gain pets through the forums, but do so at your own risk.
  If you train a dog and put it in a fight, the winning dog owner gets 10% of all cash bet, which is usually a nice sum.
  Betting on dogs is also a good way of making money, and also losing money, if you're unlucky. As a general rule, dogs with more wins are stronger, as well as pedigrees. Watch out for the below method though.
  This is a crime game, so rigging fights is fine. You can train some dogs with a friend, make them fight each other so that a dog with not much training has a lot of wins. Train a dog with no wins a lot, and then when you make them fight each other, bet on the dog with no wins. A lot of people are going to place bets on the other dog, so you should make a lot of money. Remember to place a couple of bets or more on your dog so it looks like people could make a lot of money by betting on the other one.
  If you know about the dogs fighting or how often their owners fight/ feed them, you should be able to earn a bit of money.
  Also not training or keeping your dog healthy and placing it in fights against dogs that you think are stronger, then betting against yourself can make money too.
  Dogs takes away energy that could be spent on training or busting though, so only use one if you can afford it.
  
  
• Exchanging merits for cash
  This option has been removed
  1 merits == $25,000 X your level.
  
  
• Dogs:
  Pets have been removed.
• Dog breeding
  Dog breeding is a long and consuming process, though it pays well for pedigree unlocked dogs
• Dog fights
  Get yourself a dog, train it, make it fight. If you're lucky, cash is yours
• Dog nanny
  People need other people to take care of their doggies while they are gone.

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